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Cookie Policy

Last updated: 15th November 2024

1. Introduction

This Cookie Policy explains how Money Tricks Ltd ("we", "our", or "us") uses cookies and similar technologies when you visit our website at money-tricks.com. This policy should be read alongside our Privacy Policy and Terms of Service.

By using our website, you consent to the use of cookies in accordance with this policy. If you do not agree to our use of cookies, you should set your browser settings accordingly or stop using our website.

2. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. They are widely used to make websites work more efficiently and provide a better user experience.

Cookies allow websites to:

  • Remember your preferences and settings
  • Enable certain website functionality
  • Provide analytics and insights about website usage
  • Deliver personalised content and advertisements
  • Improve website security and performance

3. Types of Cookies We Use

Strictly Necessary Cookies

Purpose: Essential for the website to function properly

Duration: Session or up to 1 year

Legal Basis: Legitimate interest

These cookies are essential for our website to work correctly. They include:

  • Session management cookies
  • Security cookies
  • Load balancing cookies
  • Cookie consent preferences

These cookies cannot be disabled as they are necessary for the website to function.

Performance and Analytics Cookies

Purpose: Help us understand how visitors use our website

Duration: Up to 26 months

Legal Basis: Consent

These cookies collect information about how you use our website, including:

  • Pages you visit and time spent on pages
  • Browser and device information
  • Referring websites
  • User interaction patterns

This information helps us improve our website and user experience. All data is aggregated and anonymous.

Functional Cookies

Purpose: Enable enhanced functionality and personalisation

Duration: Up to 1 year

Legal Basis: Consent

These cookies enable enhanced features such as:

  • Remembering your preferences
  • Language and region settings
  • Form data retention
  • Personalised content recommendations

Without these cookies, some functionality may not work as intended.

Marketing and Advertising Cookies

Purpose: Deliver relevant advertisements and measure campaign effectiveness

Duration: Up to 13 months

Legal Basis: Consent

These cookies are used for:

  • Delivering targeted advertisements
  • Measuring advertising campaign performance
  • Retargeting website visitors
  • Social media integration

These cookies may be set by third-party advertising partners.

4. Third-Party Cookies

Our website may include content from third-party services that set their own cookies. These include:

Analytics Services

  • Google Analytics: Website traffic analysis and user behaviour insights
  • Hotjar: User experience analysis and website optimisation

Social Media Platforms

  • Facebook: Social media integration and advertising
  • Twitter: Social media sharing and content integration
  • LinkedIn: Professional networking and business content

Communication Tools

  • Live Chat Platforms: Customer support and communication
  • Email Marketing Tools: Newsletter management and automation

These third parties have their own privacy policies and cookie policies. We recommend reviewing their policies to understand how they use cookies.

5. Cookie Consent and Management

Your Consent

When you first visit our website, you will see a cookie banner that allows you to:

  • Accept all cookies
  • Accept necessary cookies only
  • Customise your cookie preferences

Managing Your Preferences

You can update your cookie preferences at any time by:

  • Using our cookie preference centre (link in footer)
  • Adjusting your browser settings
  • Using browser plugins or extensions
  • Contacting us directly

Update Cookie Preferences

Click the button below to review and update your cookie preferences:

6. Browser Settings

Most web browsers allow you to control cookies through their settings. Here's how to manage cookies in popular browsers:

Google Chrome

Settings > Privacy and security > Cookies and other site data

Mozilla Firefox

Settings > Privacy & Security > Cookies and Site Data

Safari

Preferences > Privacy > Manage Website Data

Microsoft Edge

Settings > Cookies and site permissions > Cookies and site data

Important Note

Disabling cookies may affect website functionality and user experience. Some features may not work correctly if cookies are disabled.

7. Mobile Devices

Mobile devices and apps may use similar technologies to cookies, including:

  • Device identifiers
  • Local storage
  • Software Development Kit (SDK) technologies
  • Mobile advertising identifiers

You can control these through your device settings:

  • iOS: Settings > Privacy > Advertising > Limit Ad Tracking
  • Android: Settings > Google > Ads > Opt out of Ads Personalisation

8. Data Retention

Cookie data is retained for different periods depending on the type and purpose:

Session Cookies

Deleted when you close your browser

Persistent Cookies

Retained for the specified duration (up to 26 months)

Analytics Data

Aggregated data retained for up to 50 months

Marketing Data

Individual data retained for up to 13 months

9. International Transfers

Some of our cookie and analytics providers may transfer data outside the UK. We ensure appropriate safeguards are in place, including:

  • Adequacy decisions by the UK government
  • Standard contractual clauses
  • Binding corporate rules
  • Certification under recognised schemes

10. Your Rights

In relation to cookies and the data they collect, you have the right to:

  • Withdraw consent for non-essential cookies
  • Access information about cookies and data collected
  • Request deletion of cookie data
  • Object to certain types of data processing
  • Lodge complaints with data protection authorities

For more information about your rights, please see our Privacy Policy.

11. Updates to This Policy

We may update this Cookie Policy periodically to reflect changes in:

  • Our use of cookies and similar technologies
  • Legal requirements and regulations
  • Industry best practices
  • Third-party services and integrations

We will notify you of significant changes by updating the "Last updated" date and, where appropriate, provide additional notice through our website or email.

12. Contact Information

If you have questions about our use of cookies or this Cookie Policy, please contact us:

Email

[email protected]

Phone

0121 496 8234

Post

Money Tricks Ltd
Data Protection Officer
42 Regent Street
Birmingham B1 3NJ
United Kingdom

For complaints about data protection matters, you can also contact the Information Commissioner's Office (ICO) at ico.org.uk.

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